We’re not bean counters

We’re creative solutions providers who dare to be different in pursuit of profits & growth

Our Mission

Creative solutions & accelerated success

That’s what you’ll get from a Virtual CFO like 21 Financials

A Virtual CFO provides all the advantages of a full-time Chief Financial Officer, but on an
outsourced basis. So we’ll look well beyond your balance sheet for innovative ways to
increase profit margins & growth opportunities -- like in-house CFOs do for large corporates
-- but at a much lower cost.

Who needs the help of a Virtual CFO?

SMEs with profit & growth concerns who can’t quite afford full-time,
in-house financial expertise

Are sales growing rapidly, but not showing in your year-end profits?

Are your bookkeeper & external accountant unable to understand your business plan?

Are you profitable, but not quite able to achieve explosive growth?

Are you profitable, but never seem to have enough cash in the bank?

Are governance & compliance issues taking up too much of your time?

Are your books now complicated enough to warrant expert involvement?

Learn More

We’re a firm of female entrepreneurs

With unique perspectives on how to fix accounting & finance issues

Karen te Lintelo is our founder, possessing over 25 years’ experience in finance. She has worked her way up from the ground floor to the uppermost echelons of her field, in a wide range of industries within the SME sector. Find out more about
Ms. te Lintelo’s certifications.